But when this happened to brave Ffyona McKeating she jumped out of bed to defend her home despite only wearing her bra and knickers.
The single mum-of-two screamed and then started wrestling the darkly dressed man who had hold of her laptop.
Ffyona, from Walton-le-Dale, Lancs, told the Daily Express: "I'm a light sleeper and I was woken about four-o'clock by a noise.
"I saw this figure, dressed all in black and wearing gloves, standing at the side of my bed. I sat bolt upright and screamed as loud as I could.
"I was just in my underwear, but he wasn't going to get past me without a struggle."
Despite being terrified the 43-year-old's maternal instincts kicked in and she was forced to fight in order to protect her children, aged four and two, who were sleeping just feet away.
She said: "I thought I was going to die. I'll remember the ghoulish look on his face for as long as I live."
Ffyona, who runs a beauty clinic, was worried that she would lose her laptop which had all her business files on it.
Standing between the strange man and her bedroom door, she put up a fight and managed to grab her laptop back before he ran off.
A neighbour's CCTV footage suggested there had been two raiders - with one downstairs loading valuables into Ffyona's car while the other was upstairs.
Police confirmed that two men had been questioned and one charged with a number of burglary and theft offences after the incident which happened last Thursday (July 9).
He will appear at Preston Crown Court on August 11.
by Tammy Hughes
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