Are payday loans a lifeline for people in need of fast cash or money too easily lent out to people who can't afford to pay it back?
Miquita, who herself has battled bankruptcy, will meet people who've taken out loan after loan and seen their debt spiral out of control. But will the devastating results put people off?
She also opens up her own fake payday loan shop, rigged with secret cameras – do people seeking a loan understand how they work?
Do they want money to get themselves out of debt, or are they just after an expensive night out and some new clothes?
Young, British and Broke, BBC3, 9pm
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